Student loan forgiveness quietly resumes during US shutdown: Here’s why relief is still going out

Despite the US government shutdown, the US Department of Education has quietly resumed student loan forgiveness for borrowers under the Income-Based Repayment (IBR) Plan. Notices informing borrowers of debt discharge are being sent, with an opt-out deadline of October 21. This follows a temporary pause earlier this year due to court orders and new legislation under President Trump. Borrowers should review their notices carefully as forgiveness processes continue over the coming months.

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